We work directly with lenders, affiliates, and MCA providers to mediate and restructure distressed business debt — ensuring higher recovery for creditors and a sustainable path forward for you, without collections or bankruptcy.
We negotiate structured terms that repay your lenders in full, protecting your relationships and your path to fundability.
A BBB A+ rating is rare in this industry. We’ve held it since 2018.
A decade spent exclusively on business debt, with deep knowledge of Merchant Cash Advance law.
When a business falls behind on Merchant Cash Advances or commercial loans, the usual outcomes are collections, litigation, or bankruptcy. Mediation is the alternative: we sit down with each of your creditors and negotiate revised terms that reflect what your business can genuinely afford.
Because our plans repay principal rather than settling for a fraction of it, lenders recover more than they would through collections — which is precisely why they agree. You get one predictable payment; they get their money back; nobody ends up in court.
Throughout the process we act as your advocate, handling every lender conversation so you can get back to running the business.
A track record of structured, full repayment plans that lenders accept and businesses can sustain.
We prevent operational disruption and advocate for a peaceful resolution with every creditor.
Repaying in full rebuilds goodwill and financial standing with the lenders you will need again.
We handle every lender conversation so you can focus on running the business.
A specialist will review your debt and tell you honestly — free, no obligation.
Share your situation with a debt specialist — no cost, no obligation
We map your full debt structure, every lender, and real cash flow.
We negotiate revised, in-full repayment terms directly with each creditor.
Move to one predictable payment while creditors are repaid in full.
A contractor carrying four stacked advances was losing most of its receivables to daily debits. We reconciled all four obligations into a single weekly payment sized to real revenue — and every creditor was repaid in full.
Reduction in weekly debt burden
Creditor payments consolidated
Creditors repaid in full
Days of operations lost
Because our plans repay principal in full rather than settling for less, they avoid the credit damage a settlement causes. Existing delinquencies do not disappear, but you stop adding to them and begin rebuilding standing with the lenders themselves.
Regularly. A structured plan that repays them in full recovers more than collections or a bankruptcy filing would, at far lower cost. That economic reality is why creditors come to the table.
Initial review takes days, not weeks. Lender negotiations typically run several weeks depending on how many creditors are involved. The repayment plan itself is built around your cash flow and can run months to a few years.
Merchant Cash Advances, commercial loans, equipment financing, lines of credit, and vendor obligations. Stacked MCA positions are our deepest area of specialization.
Tell us about your debt and cash flow. A specialist reviews it and tells you plainly what your options are — before you commit to anything.
No obligation. A specialist reviews your situation and outlines your options.