BBB A+ Rating :: National Credit Partners

Our Services

Business Debt Relief

Business debt relief is accomplished by coming to a mutually beneficial agreement between debtor and creditor(s). National Credit Partners has the tools and expertise to negotiate new terms very effectively. Our team is comprised of dedicated experts who specialize in small business debt relief.

Once you’re enrolled in our relief program, we will get to work immediately to negotiate a payment arrangement that allows you to become cash-flow positive and pay down your debts faster.

This will help free your mind of worry allowing you to focus on your business and increasing its revenue.

The negative credit impact you take during our program is less than that of bankruptcy. Oftentimes the payment and payback terms are more manageable as well. You won’t have to deal with lawyers, hearings, or any legal aspect that you would have to deal with during a bankruptcy either.

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Merchant Cash Advance Relief

Merchant cash advance loans are designed to give merchants an advance on their business’s sales. Many times, borrowing against future earnings makes sense and is not highly risky. However, there are times where cash-flow slows down unexpectedly.


When this happens, making the typical 8% to 30% daily payments based on sales is hard because an MCA payment is only one of many business expenses. It doesn’t take long for a borrower to get behind on payments during such downturns. The good news is that it is in your lender’s best interest to work with you to find a manageable payment arrangement.

Merchant cash advance relief is designed to make MCA payment terms that have become unmanageable, manageable.

Merchant cash advance relief is a process of negotiating a mutually beneficial agreement between debtor and lender. This typically includes lowering payments, lowering interest rates, and setting payments on a weekly, bi-weekly, or even monthly payment schedule.

This is where having an expert team of debt negotiators like NCP (who specialize in relieving business debts such as merchant cash advances) is to your benefit. National Credit Partners will negotiate the best, most manageable arrangement possible for you. We accomplish this by using our working relationship with the different merchant lenders and our toolkit of business debt negotiation knowledge.

Business Debt Restructuring

Business debt restructuring is the process of rearranging payment schedules, negotiating interest rates and lowering payment amounts.

All other business debt help options include the restructuring of business debt. A business debt restructuring program is designed to be a win, win.

By working with you, your lender is better securing the payback of your loan. And by restructuring your debt in a manageable way, you are able to avoid bankruptcy and the negative credit impact that goes along with it.

You can also begin building up an emergency fund so you can avoid the need for another loan if business slows down. Either way, if you manage your income correctly after your business debt has been restructured, you can get your business finances back on track.

Business Loan Modification

Business loan modification is synonymous with business debt restructuring.

Again, this is another common term associated with business debt help. Business loan modification is synonymous with business debt restructuring. They are the same thing, just with different working.

Typically, someone searching for a modification or restructuring program are not as far behind on their debt as someone searching for a relief or cash advance settlement program.

So, even though modification or restructuring are a part of business a debt relief program, the wording used is oftentimes telling of how severe someone’s debt situation is.

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Services Include

  • Business Debt Management
  • Business Debt Restructuring
  • Business Loan Modification
  • Debt Negotiations
  • Network of Attorneys
  • Commercial Debt Restructuring Strategies
  • Business Debt Counseling Exit Strategies
  • Bankruptcy

Why Us?

We Have Helped Businesses Restructure Millions in Debt. We have over 20 years of combined experience in the industry and an A+ BBB Rating. Our process increases cash flow and eliminates debt.

Who We Are

National Credit Partners is a business financial firm that specializes in business debt relief and business loan modification. By leveraging our knowledge of the Merchant Cash Advance industry and relationships with direct lenders, we are able to get results quickly and mitigate any legal action.

National Credit Partners

Provides a lifeline for over-extended business owners who are drowning in debt.

  • Reduce your business debt payments by up to 40%-60%
  • Improve business cash flow quickly
  • Save your business from closing
National Credit Partners, Santa Ana CA

OFFICE HOURS:

Monday-Friday: 8:00am – 5:00pm PST
Saturday-Sunday: Closed

BBB A+ Rating :: National Credit Partners

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