Bankruptcy vs. Debt Restructuring: Protect Your Business Future

Bankruptcy vs. Business Debt Restructuring: Which Path Protects Your Future? Running a business in the U.S. is challenging, even more so when debt piles up. Whether it’s merchant cash advances, high-interest loans, unpaid vendors, or tax obligations, many business owners eventually reach a breaking point. At that stage, two options often dominatethe conversation: ● File […]

What is Business Debt Modification?

What is Business Debt Modification? Creditors are in the business of lending money and generating revenue on the interest accumulated over the course of a loan. But what happens when a guarantor has trouble paying back a loan or cash advance? As creditors are not collection agencies, when a guarantor defaults, it’s bad business.   […]

Micro Loans vs. Debt Restructuring

Microloans vs. Debt Restructuring A 2019 survey by the Federal Reserve estimates that about 70% of small businesses have outstanding debt. Taking on debt is a normal part of doing business, but unexpected events (like a pandemic or a recession) can make it harder to make your payments on time. As small businesses struggle with […]