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Tag: small business finance

What Percentage of a Small Business’s Budget Should Spent on Payroll?

Group of business people analysis summary graph reports of business operating expenses and work data about the company's financial statements.

What Percentage of a Small Business’s Budget Should be Spent on Payroll? When a small business fails, the negative ramifications can be substantial – jobs are lost, careers and reputations are damaged, the economy is burdened, and more. One of the best ways to help prevent small business failure is to maintain a closely-watched and… Continue reading What Percentage of a Small Business’s Budget Should Spent on Payroll?

Micro Loans vs. Debt Restructuring

Microloans vs. Debt Restructuring A 2019 survey by the Federal Reserve estimates that about 70% of small businesses have outstanding debt. Taking on debt is a normal part of doing business, but unexpected events (like a pandemic or a recession) can make it harder to make your payments on time. As small businesses struggle with… Continue reading Micro Loans vs. Debt Restructuring

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